How much does blue cross small business health insurance cost for 10 employees.?
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It depends on several factors, including the type of business, age of the group members, general health and claims experience of the members (and any family members also included in the plan), location, type of plan, and deductible.
For the sake of comparison, if everyone is in fairly good health and not working in a physically dangerous job, in Virginia a plan with a $500 deductible (and $25 copayments for doctor office visits from day one) would run approximately $3000/month. If anyone in the group is seriously overweight, or has any significant health issues, it could easily go to $4500 (or more, depending on how many people have issues.)
Honestly, you’d really need to speak with an agent who can help you determine what’s called the CMF (a rating factor they use based on the health and claims experience of the members of the group) and figure out which plans might be a good match.
If you’re looking in Virginia or West Virginia, I can help you. You can contact me directly via email, if you like.
4 Responses to “How much does blue cross small business health insurance cost for 10 employees.?”
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March 30th, 2010 at 9:08 pm
You should contact Blue Cross for their answer. They are the only ones that can really give you a correct answer.
References :
March 30th, 2010 at 9:57 pm
Go to Blue Cross Blue Shield at
http://www.bcbs.com/, also, shop around with other companies like Humana, or AETNA for the best rates, Don’t settle before you research, Good Luck to you!!
References :
March 30th, 2010 at 10:18 pm
Call them and ask!
References :
March 30th, 2010 at 11:03 pm
It depends on several factors, including the type of business, age of the group members, general health and claims experience of the members (and any family members also included in the plan), location, type of plan, and deductible.
For the sake of comparison, if everyone is in fairly good health and not working in a physically dangerous job, in Virginia a plan with a $500 deductible (and $25 copayments for doctor office visits from day one) would run approximately $3000/month. If anyone in the group is seriously overweight, or has any significant health issues, it could easily go to $4500 (or more, depending on how many people have issues.)
Honestly, you’d really need to speak with an agent who can help you determine what’s called the CMF (a rating factor they use based on the health and claims experience of the members of the group) and figure out which plans might be a good match.
If you’re looking in Virginia or West Virginia, I can help you. You can contact me directly via email, if you like.
References :
licensed agent: life & health, property & casualty