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Posted by admin
If you need any support or have a question, feedback or suggestion, you can use the form below to contact us.
September 18th, 2010 at 6:01 am
This question is about pre-existing conditions.
My wife moved to the US a year ago. I was unemployed so she was never covered by insurance. She went to a proctologist a couple of times for a chornic anal fissure, and self paid (again no insurance).
She visited the doc 10 months ago, and then decided to visit him again just last month ago to make sure things are ok.
In a couple of days i’ll sign a job offer and we’ll be both covered. The problem is that the unncessary doctor visit that she had a month ago will be considered pre-existing condition!
My question is: as unethical as this sounds, how risky would it be if she conceals the fact that she visited the doc a month ago? Since she paid in cash and was not covered by any health insurance, can the insurance company track her medical records? (and of course she won’t be going to the same proctologist).
Would appreciate the advice.