Can anyone give me a round about idea of the yearly cost for a bond/general liability policy for a small cleaning business with only 1 employee in NY? Does $1-2 thousand sound about right? General liability with one person cleaning, gross receipts under $75,000 is going to run around $1500 a year. A “bond” is [...]

I am starting a new small rental business in Boston, MA and was wondering that the process is for getting business insurance. Is it just like getting car or homeowners insurance? Are the premiums the same as those, too (as far as monthly payments or one time per year payment)? If you started your own [...]

I need to get business insurance (public liability and personal injury ) for my gardening business, any tips on what to look out for or questions I should ask when getting quotes? The more help the better!! Thankyou! What you can do is call your local insurance companies and tell them what you plan on [...]

I own and operate a small painting business that is expanding. I do mostly residential, but some commercial and light industrial work. I need about 1 million dollars in insurance. Where is the best place to buy insurance in my area? You need a general commercial liability policy (GCL) Check with local agents in your [...]

so im working on a business project for my class and i am stumped on one part of my project. its part of a human resource part where i am to figure out wages and such. and a requirement is insurance that my company provides for my employees. im just wondering what type of insurance [...]

My husband and I recently started a mobile buisiness. We have no "location." The business is run and the service is provided on location at the customer’s request. We have set our business up as a sole proprietorship. Do you suggest insurance? If so, what kind? Yes, definitely. First, if you are using you personal [...]

Does anyone know any insurance agents, companies, or brokers who deal in small business insurance specifically for automotive repair shop type businesses? This will be for Illinois, probably Cook County. Farmers WILL do it. Call…. Juan Betancourt 5531 W Cermak Rd # D Cicero, IL 60804-2218 Phone: (708) 863-1750 Fax: (708) 863-1749 jbetancourt@farmersagent.com Or Alma [...]

infront of my house, intruder attempted to stab me. i have personal injuries. doctor recommended rest atleast 6 mos. i have both small business insurance and life insurance thru travelers and prudential. plz advice where can i claim from? As several posters explained neither the small business insurance nor the life insurance can assist you [...]

My husband runs a small business, but has had trouble obtaining small business insurance. He has contacted many local companies, and noone seems to return phone calls these days. We live in the Wilmington NC area. Does anyone have any advice on this? Is it best to go with a local company or can you [...]

I have a question for my personal finance class that asks: Search the internet and name your sources for a small business insurance package. Identify basic areas of risk that they cover. How much would such a package cost? I’ve found the basic areas of risk covered, however i can’t find price ranges anywhere and [...]