Are there any Health Insurance Providers/Policies that cover Homeopathic and/or Alternative Practitioners?
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My homeopathic practitioner discovered the cause for my allergies within 10 minutes compared to NO ANSWER in seven visits to conventional doctors. I’m paying 100% for alternative treatments while concurrently paying expensive monthly health care insurance that I rarely use. I’d like to get insurance that covers homeopathic and alternative treatments but it doesn’t cover eye disorders.
Thanks for posting this question. I’ve switched my whole family over to alternative medicine. 2 of us have gone to an alternative doctor so far and it has cured both of them of all their ailments, compared to 2 years of my stepdaughter going to a regular doctor for her allergies and nothing, nada–they coulnd’t figure it out either! However, alternative meds are expensive and I looked around for an insurance company as well, I couldn’t find one. But I see this other gentleman said that many are offering it now, that tells me I need to start looking again! Thanks!
Quotes From Multiple Health Insurance Providers – Ohio
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Duration : 0:2:25
How does this quote apply to corporate health insurance providers?
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“Capitalism is the extraordinary belief that the nastiest of men for the nastiest of motives will somehow work for the benefit of all.”
The report shows that the top-five managed care executives received the following compensation in 2000, exclusive of unexercised stock options:
William McGuire (CEO of UnitedHealth Group): $54.1 million
Wilson Taylor (Retired Chairman, CIGNA): $24.7 million
Ronald Williams (Executive Vice President, WellPoint): $13.2 million
William Donaldson (Chairman, Aetna): $12.7 million
Leonard Schaeffer (Chairman and CEO, WellPoint): $11.1 million
According to the Families USA report, the five executives with the highest amount of unexercised stock options at the end of 2000 were:
William McGuire (CEO, UnitedHealth Group): $357.9 million
Stephen Hemsley (President and COO, UnitedHealth Group): $144.9 million
Norman Payson (Chairman and CEO, Oxford Health Plans): $115.4 million
Wilson Taylor (Retired Chairman, CIGNA): $66.1 million
Leonard Schaeffer (Chairman and CEO, WellPoint): $64.6 million
"The managed care industry is increasing premiums at 10, 12, 15 and even higher percentages per year and is lavishing large compensation packages on its top executives
http://www.azinjurycenter.com/CM/Custom/TOCTheTruthAbout.asp
Have you found doctors and health insurance providers to be really insensitive about fertility issues?
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I swear that my ob/gyn was rolling her eyes the entire time during my ‘fertility consultation.’ the entire appointment was 15 minutes, but I had the feeling she wanted it to be done after just 5 minutes.
No but when I had my hysterectomy 2 weeks ok the insurance company still hadn’t OK’d it, I got a letter from them about 5 days later saying they surgery was approved but the hospitlization wasn’t, I stayed 2 nights because I’ve had heart valve replacement surgery and I have to take blood thinners and be watched for excessive bleeding or blood clots. Ins. companies are sooo stupid.
Quotes – Multiple Health Insurance Providers – Rhode Island
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Are vasectomies covered by most health insurance providers?
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I’m 26, a student and currently (and luckily 
) still covered under insurance from my parents.
I’ve made the decision to have this procedure done at some point in the not-too-distant future, and wonder if most insurers cover it.
(no lectures, **please**…I don’t want kids, never did, and don’t want to "end up with them" someday. I’m not in a relationship and don’t engage in sexual encounters anyways – I just want my bases to be covered in terms of unwanted future offspring)
A vasectomy is usually covered 100%. That is pretty much standard because getting a vasectomy is very good business practice for an insurance company. This is true because a vasectomy cost under $1000. The cost of a delivery room alone is more than $10,000.
Being single, they will not benefit from paying for your vasectomy. If you knock up some girl you met in a bar, her insurance has to pay for the delivery of the baby, not yours. That does not mean that they won’t cover your vasectomy, but it does mean that they will have less motivation to do so.
I know a lot of men that had vasectomies in thier 20′s, with no children, and many were not even married. Doing so is called being "Child-Free". Yes, there is a name for it. We also have "Child-Free" social groups where you can meet other people that don’t want children.
Some insurance companies might not pay for it if they know you have no children. Some doctors won’t do it for the same reason. This is not a law, it is just a policy made up by someone that thinks he or she knows better than you do. You may have to lie, telling them you have two children by a previous relationship or something like that.
I had mine done when I was 21. I am now almost 42, and very happy with my choice. The novelty of a vasectomy never ends.
Good luck, and congratulations on choosing to be "Child-Free". You have made a wise choice in an overpopulated world. Please spread the word to your friend’s children, so they will do the same!
Rep. Braley on Rescission Practices
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Today, the Energy and Commerce Subcommittee on Oversight and Investigations held a hearing entitled “Terminations of Individual Health Policies by Insurance Companies.” The hearing examined the practice of “post-claims underwriting,” which occurs when insurance companies cancel individual health insurance policies after providers submit claims for medical services rendered.
The Committee conducted an investigation into the
practice of health insurance rescission, and the results were alarming. Over the past five years, almost 20,000 individual insurance policyholders have had their policies rescinded by the three insurance companies who testified today: Assurant, UnitedHealth Group, and WellPoint.
Duration : 0:3:10
How do health insurance providers find out your pre-existing condition(s) when you go to get medical attention
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If a person has a condition, say a torn rotator cuff, and they wanted insurance because they didn’t have a ridiculous amount of money to repair the problem–after getting insurance (or before) and you were to go get your rotator cuff fixed, but you were denied of grounds of "pre-existing condition", how exactly do they know this information. Say a person had lied, and said on their insurance application, "nope, im perfectly healthy", how does insurance companies know if say, this person did go visit a doctor years ago, or had seen someone for their rotator cuff problem (pre-existing condition)…How do insurance companies find pre-existing conditions since all medical information is private–or is it…
Your insurance company has the legal right to request and receive any medical records from your doctor that are relevant to processing your claims.
I saw a guy get busted once because he applied for a policy stating that he had "no previous medical conditions," then ended up having a very expensive knee surgery within a month of when the policy began. When looking at the medical records, there were multiple notations about the knee issue from before he applied for his policy.
The policy was declared invalid. (Since it was obtained via fradulent methods, it was as though the policy never existed.) The insurance company retracted all the payments from all the doctors, hospitals, etc. And the guy became liable for nearly $100K medical bills…all because he lied.
(The sad thing is that disclosing the injury may not have prohibited him from getting coverage…he might have had to pay a higher premium, but it still would have cost him less than the $100K that he ended up owing.)
The Health Insurance companies (AHIP) & The Lies!
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The myth the Insurance companies would like you to believe.
AHIP spokesman Robert Zirkelbach said that lowering Medicare and Medicaid fees does not reduce overall health care costs. “It just shifts those costs through the system, and it’s ultimately consumers and employers who end up paying more.”
Proponents of privet insurance plans say the rising cost of health care is due to providers having to bill The private insurers more money because, Medicare doesnt pay the doctor enough this assertion is a complete fabrication.
Here is the truth they dont want you to know.
I have interviewed three doctors 2 of them primary care physicians and one of them being a Neurologist says that Medicaid and other public programs have a set amount for them to bill. Whereas private insurers do to but in order for the private insurers to pay the correct amount for their services they have to bill them three times the amount of what it is normally suppose to cost because the private insurers will only pay a third of what is asked.
The rising cost of healthcare is not due to public insurers short balling their dues. Rather it is due to the private insurers insisting on paying only a third of what is asked for services by the provider.
THINK ABOUT IT?
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How soon until we see Discount Health Insurance providers like we see with Car Insurance?
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They could make it really cheap, like not cover regular doctor visits, a really high co-pay for medicine, and not cover ambulance or emergency room visits.
You won’t see anything like a car insurance market w/ health insurance unless our Federal gov’t enforces the rules written in the Constitution to allow such free market.
Unfortunately they haven’t had much incentive to enforce the rules for the last 200+ years… i don’t see that changing anytime soon (might have something to do w/ campaign contributions by insurance companies).